Investing via the CombiSpaaraccount The CombiSpaar account offers the possibility to save and invest with 1 account. For investing, there is a choice of around 20 funds to participate in, some of which with a 1.2% exemption from the capital return levy by investing in "green" funds. You will also receive the fund return Investing in the best-performing funds worldwide Within the Fund Mosaic, the best-performing investment funds are selected for you and ensure that your investment continues to match your personal risk profile. You can start your investment in one of the five Mosaic portfolios from as little as € 5,000. For her portfolios she selects investment funds from renowned national and international fund managers, such as Fidelity, Robeco, DWS, Templeton, Morgan Stanley, Threadneedle, Henderson, JP Morgan Fleming, Parvest, Petercam and Delta Lloyd. It also continuously assesses the performance of the better investment funds around the world. The investment objective within Fondsenmozaïek is aimed at long-term capital growth by achieving manageable and above-average investment results at acceptable risks.